Insurance Built for Colorado Contractors and Trades

Coverage for the Way You Work

Protect your crew, tools, and contracts

Whether you’re pulling permits in Colorado Springs or operating out of a home base in Pueblo, your work as a contractor comes with risks. Freedom Insurance helps general contractors, electricians, roofers, HVAC techs, and independent tradespeople find the protection they need to work with confidence.

What Contractor Insurance Can Include

Coverage for every part of the job

We’ll help you build a package that may include:

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General liability for property damage or injury

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Commercial auto for trucks and trailers

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Inland marine for tools and jobsite equipment

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Workers’ compensation for your crew

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Bonding and surety options (when required)

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Completed operations and jobsite liability

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Who Needs Contractor Insurance?

If you touch a jobsite, you need protection

We serve:

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Licensed general contractors and subcontractors

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Small crews and single-operator tradespeople

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Handypeople and renovation pros

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HVAC, plumbing, and electrical specialists

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Roofers, framers, and drywall contractors

We understand certificate requests, jobsite deadlines, and what’s required to get on-site legally and safely.

Contractor Insurance in Colorado

What local trades ask us most

  • Do I need insurance if I’m a sole proprietor?

    Yes. Many jobs require proof of coverage even if you work alone.

  • Is bonding included in standard policies?

    No, but we can add surety bonds to meet licensing or project requirements.

  • What does inland marine cover?

    It protects tools and equipment that move between job sites.

  • Can you help with commercial vehicle insurance too?

    Absolutely. We insure trucks, vans, and trailers used for business.

  • How fast can I get a certificate of insurance?

    Same-day, in most cases. Just let us know the job details.