Insurance Built for Colorado Contractors and Trades
Coverage for the Way You Work
Protect your crew, tools, and contracts
Whether you’re pulling permits in Colorado Springs or operating out of a home base in Pueblo, your work as a contractor comes with risks. Freedom Insurance helps general contractors, electricians, roofers, HVAC techs, and independent tradespeople find the protection they need to work with confidence.
What Contractor Insurance Can Include
Coverage for every part of the job
We’ll help you build a package that may include:
General liability for property damage or injury
Commercial auto for trucks and trailers
Inland marine for tools and jobsite equipment
Workers’ compensation for your crew
Bonding and surety options (when required)
Completed operations and jobsite liability
Who Needs Contractor Insurance?
If you touch a jobsite, you need protection
We serve:
Licensed general contractors and subcontractors
Small crews and single-operator tradespeople
Handypeople and renovation pros
HVAC, plumbing, and electrical specialists
Roofers, framers, and drywall contractors
We understand certificate requests, jobsite deadlines, and what’s required to get on-site legally and safely.
Who Needs Auto Insurance in Florida?
Every Florida driver needs protection, but some situations make coverage even more essential:
- Commuters – Facing daily traffic on I-95, I-75, and local highways.
- Families – Protecting multiple drivers and vehicles.
- Motorcycle & Classic Car Owners – Specialized coverage for unique vehicles.
- Local Residents – Facing South Florida’s storms, floods, and uninsured drivers.
Local Risks to Consider
Living in Broward, Palm Beach, and the entire state of Florida means facing unique risks:
- Severe Storms & Hurricanes – High winds and flooding can cause costly vehicle damage.
- Heavy Traffic – Increases the likelihood of accidents and repairs.
- Uninsured Drivers – Florida has one of the highest uninsured driver rates in the U.S.
Contractor Insurance in Colorado
What local trades ask us most
Do I need insurance if I’m a sole proprietor?
Yes. Many jobs require proof of coverage even if you work alone.
Is bonding included in standard policies?
No, but we can add surety bonds to meet licensing or project requirements.
What does inland marine cover?
It protects tools and equipment that move between job sites.
Can you help with commercial vehicle insurance too?
Absolutely. We insure trucks, vans, and trailers used for business.
How fast can I get a certificate of insurance?
Same-day, in most cases. Just let us know the job details.
Protect Your Car with Confidence
Get the Right Auto Insurance in Florida
At The Marcus Group, we treat your protection like it’s our own. With decades of experience, local knowledge, and access to multiple carriers, we’ll make sure you have the right auto insurance for peace of mind on South Florida’s roads.
