Coverage That Protects What Matters Most

Insurance That Fits Your Life

Home, auto, health, and more—all in one place

At Freedom Insurance, we help Colorado families protect what they’ve built. Whether you’re buying your first car, settling into a new home, or comparing health plans, our personal insurance solutions are tailored to your real needs—not a carrier’s sales script. We work with multiple top-rated providers to bring you flexible choices and personalized advice, all from one trusted local team.

What We Offer

Bundled savings and reliable coverage

Many of our clients choose to bundle home and auto insurance to save money and simplify renewals. Others come to us after struggling with captive providers who only offer one policy option. We can help you customize coverage with the right mix of protection, affordability, and carrier flexibility. Our personal policies include:

Two-story light green house with a white balcony and roof, on a gravel driveway under a clear blue sky.

Auto insurance

Required by law, but not all policies are equal. We help you compare deductibles, liability limits, and discounts based on how and where you drive.

White apartment building with balconies, construction fence in front, blue sky.

Homeowners insurance

From fire to hail damage, we tailor coverage to local risks and your home’s value.

White apartment building with balconies, construction fence in front, blue sky.

Motorcycle insurance

Seasonal riders and daily commuters both get options for coverage that rides with them.

Woman packing a cardboard box, smiling. Boxes and another person nearby, in a room, light setting.

Individual health insurance

For those without employer coverage or seeking alternatives to marketplace plans.

Independent and Local

Freedom means having options

We believe your coverage should come from your needs—not a quota. As an independent agency, Freedom Insurance shops across multiple carriers to bring you competitive quotes and informed recommendations. That includes understanding local factors that can impact your policy, like wildfire zones near Woodland Park or high hail claims around Colorado Springs.

Independent and Local

Freedom means having options

  • Local Knowledge – Serving Broward, Palm Beach, and the entire state of Florida since 1999.

  • Independent Advantage – We shop multiple carriers to get you the best value.

  • Family-Owned Tradition – A third-generation agency built on trust and service.

  • Comprehensive Coverage – From homes to cars, we protect what matters most.

Personal Insurance in Colorado

Answers to common questions we hear from clients

  • How do I know if I have enough home or auto coverage?

    We’ll help you evaluate current policies and recommend the right limits for your home value, driving habits, and risk tolerance. You don’t need to guess—we’ll break it down clearly.

  • Can I get insurance if I’ve had past claims or tickets?

    Yes. We work with multiple carriers, some of which specialize in high-risk or previously denied applicants.

  • What discounts can I get on personal policies?

    Bundling auto and home, safe driving, home security upgrades, and more. We check for every available discount with each quote.

  • What areas do you serve?

    We’re based in Colorado Springs and serve Pueblo, Teller County, and all of Colorado.

  • Do you offer health insurance for individuals?

    Yes, we help with private and marketplace plans, especially for those who are self-employed or between jobs.