Coverage for Colorado’s Consultants, Creatives, and Service Professionals

Your Advice Is Valuable. So Is Your Protection.

Insurance tailored for intellectual and advisory work

Professional service firms often face unique risks—not just physical damage, but legal exposure tied to advice, documentation, and contracts. Freedom Insurance helps consultants, engineers, IT providers, accountants, and designers build insurance packages that reflect how they work, where they work, and who they serve.

What’s Included in Professional Policies

Core and optional protections may include:
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Errors & omissions (E&O) or professional liability

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General liability for office visitors or client damage claims

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Business personal property (computers, tools, office furniture)

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Cyber liability for data-driven businesses

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Business interruption and off-site protection

Whether you work from a leased office, home, or co-working space, we’ll tailor coverage that moves with you.

Professional Services Insurance

Common questions from local firms

  • Is E&O required in Colorado?

    Not always, but it’s often required by contracts or clients—and highly recommended for advisory roles.

  • Can I insure a home-based consulting business?

    Yes. We offer coverage for home-based offices, equipment, and off-site services.

  • What if I handle sensitive data?

    Cyber liability may be essential. We’ll help you understand exposures and options.

  • Can I bundle coverage for multiple roles?

    Yes. Many professionals wear multiple hats—we’ll build a policy that reflects all your services.

  • How fast can I get insured?

    Usually within 24–48 hours after gathering your business details.