Local Insurance for Woodland Park, Divide, and Beyond
Personalized Service in the High Country
Coverage built for mountain life
Life in Teller County comes with its own insurance challenges—from wildfire exposure to long commutes and seasonal roads. Freedom Insurance works with individuals, families, and small businesses across Woodland Park, Divide, Florissant, and Cripple Creek to match them with coverage that truly fits the region. As an independent agency, we offer multiple carriers and real explanations, not just quotes.
What We Insure in Teller County
Protection for homes, vehicles, and businesses
Our agents help residents and businesses in Teller County with:

Homeowners insurance that accounts for wildfire risk, rural access, and elevation
Auto insurance for drivers commuting to Colorado Springs or working locally
Business coverage for trades, tourism, and small retail
Health insurance for retirees, seasonal workers, and the self-employed
Specialty coverage for motorcycles, trailers, and rental cabins
We know how to handle insuring remote properties, alternative heating systems, and mixed-use land—because we’ve done it for years.
Why Choose The Marcus Group in Broward, Palm Beach, and the entire state of Florida?
- Family-Owned & Local – Serving Florida since 1999 with generational insurance expertise.
- Customer-First Service – We pride ourselves on responsive, reliable communication.
- Independent Advantage – Access to multiple top-rated carriers for better options.
- Trusted Reputation – Over 5,000 clients across Florida and decades of positive reviews.
Why Teller County Trusts Freedom Insurance
We know the terrain—literally
We’ve worked with clients throughout Teller County for over two decades. That means we understand the county’s building codes, fire zones, and local carrier preferences. Our recommendations are based on your needs, not what’s easiest to sell. And if you need to adjust coverage seasonally, we’ll help make it seamless.
Teller County Insurance Needs
What locals ask us most
Can I get homeowners insurance in a wildfire zone?
Yes, but options may vary. We work with carriers that understand wildfire-prone areas and will help ensure compliance with defensible space requirements.
What if my home uses alternative heat like wood stoves?
We’ll document it properly and match you with a carrier that accepts these systems.
Can I insure a part-time rental cabin in Divide or Florissant?
Yes. We offer coverage for rental properties, vacation homes, and mixed-use dwellings.
Are business policies available for tourism or seasonal shops?
Absolutely. We insure gift shops, restaurants, tour operators, and others serving local and seasonal visitors.
Do you serve Cripple Creek residents too?
Yes. We provide coverage across all of Teller County and neighboring rural areas.

